We remain open to provide care for your pets. We are following the direction of government and regulatory authorities and have implemented hospital and visit protocols to keep both you and our team safe. For regular updates on our hours and visit protocols, please follow our social media platforms.

780.939.3133

Is Pet Insurance Worth It?

A common question asked by most owners is whether or not we believe they should insure their pets. Like anything else we insure, it’s a preventative measure to avoid the unknown – the big bills that can pop up when an unplanned circumstance arises.

Stats Canada reports that Canadians own about eight million dogs and cats nationwide, and spend about $1.2 – 4 billion a year on their food, preventative health care, and emergency care. That’s a lot of money annually! Though pet insurance doesn’t necessarily cover all of those costs, it can be a great tool to help cover those large unexpected costs for surgeries, medications and continuing care that come along with emergencies and health conditions your pet may develop that no one can plan for.

In Canada, we have about 10 insurance companies that provide coverage for your furry friends. Here is the list of the ones I know:

  • Trupanion
  • Petcare
  • Western Financial
  • PC Pet Insurance
  • Petplan
  • 24 Petwatch
  • Purina Insurance
  • Pets + Us
  • Cherry Blue Pet Insurance
  • Ontario SPCA Pet Insurance (Ontario residents only)

Most insurance companies charge a monthly fee based on the coverage selected and a deductible upon registration. The deductible must always be paid off before the owner will start to receive compensation for costs. During my research, I found that most of the websites were really helpful and had easy navigation, as well as the ability to have a pre-quote done to determine the prices of coverage for your specific animal and their needs. I also noticed that most insurance companies will NOT cover pre-existing conditions that your animal may have. This is where doing your research before deciding is always VERY important.

Now, back to the real question: should you have pet insurance?

It’s always hard to say if or when your pet may have a medical emergency, and the worst decisions I’ve ever witnessed in a clinic environment is the panic when the cost of medical care far exceeds what an owner can afford. Stats Canada reported that last year alone, a third of the animals owned in Canada required medical care. That’s a pretty high number! To be honest, I can’t give you a yes or no answer. If you know that the breed of animal you have is susceptible to certain health issues, then I would say that it’s probably a good idea to start planning ahead, but unfortunately, we don’t have a crystal ball to try and tell the future. All I can tell you is that if you like to plan ahead and avoid those worst case scenarios, pet insurance is probably a good idea to ensure peace of mind.

Resources:

http://www.complete-guide- to-pet- health-insurance.com
https://www.consumersadvocate.org/pet-insurance

 

Written by Morinville Veterinary Clinic

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COVID-19: Additional measures we are taking

Dear Clients,

Due to the close contact that our work requires, we have taken additional measures to protect you and our team while providing care for your furry family members.

The following changes are effective as of Thursday, March 19, 2020:

1. We are currently operating a "closed waiting room" policy to protect our clients and staff. When you arrive, please remain in your vehicle and use your cell phone to call us at 780 939 3133. We will take a history of your pet over the phone, and bring your pet into the clinic for an examination with the veterinarian. Once the examination is finished, we will call you to discuss our recommended treatment plan and then return your pet to your car.

2. We are still OPEN with the following hours: Monday to Friday 8:00 am - 9:00 pm, Saturdays 8:00 am-6:00 pm and Sundays 10:00 am-5:00 pm.

3. If you are ordering food or medications, please allow 2-4 business days as our suppliers are dealing with increased demand and are trying to fill orders as quickly as possible. We will advise you as soon as your order arrives. Please call us when you arrive to pick up your order, but do not enter the hospital. Our staff will bring your order to your car and take payment over the phone.

4. We ask that payments be made over the phone with a credit card whenever possible. However, we will still accept debit payments if needed.

5. Following the recommendations of our government and medical experts, we are doing our best to practice social distancing within the constraints of our roles. As such, we have taken measures to avoid both contracting and facilitating the spread of this virus.

Thank you for helping us be diligent for everyone's safety. As we have heard from all levels of government, the situation is fluid, and any updates will be provided as changes occur.

- Your dedicated team at Morinville Veterinary Clinic